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Fire Insurance:

Traditional Fire Insurance Policy Covers the Fire and/or Lightning risks Explosion (domestic) only. The policy premium is charged in accordance with Tariff rate prescribed by Central Rating Committee (CRC). However; the Fire Policy can be extended to cover some allied perils such as :

  • Fire caused by – smoke, scorching,
  • Falling walls, water used for extinguishing
  • Fire, blowing up building for preventing
  • Spread of fire.
  • This coverage can be extended to include other perils by the additional premium;
  • Riot, Strike
  • Storm, Flood
  • Subsidence
  • Landslide
  • Aircraft damage
  • Bursting or overflowing of tanks.

Specific Exclusions

  • Riot, Civil Commotion, War, Invasion, Act of Foreign Enemy, Civil War, Rebellion, Revolution, Insurrection etc.
  • Radioactive Contamination
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